Common Vet Procedures Covered by Scratchpay

Last updated: November 29, 2024 • 5 min read

Scratchpay covers virtually all veterinary procedures at participating clinics. From routine checkups to emergency surgeries, understanding what Scratchpay finances helps you plan for your pet's healthcare needs.

Routine and Preventive Care

Annual wellness examinations qualify for Scratchpay financing, allowing you to spread the cost of these essential checkups across several months. Vaccination costs, flea and tick prevention, and heartworm medication can all be included in a payment plan.

Dental cleanings, which often cost several hundred dollars, are fully covered by Scratchpay. Many pet owners use payment plans specifically for dental procedures since these aren't always included in pet insurance policies. Regular dental care prevents more expensive health problems later.

Diagnostic Testing and Imaging

Blood work, urinalysis, and other laboratory tests qualify for Scratchpay financing. Diagnostic imaging including X-rays, ultrasounds, and CT scans can be expensive but are fully eligible for payment plans. These costs quickly add up during health investigations, making financing particularly valuable.

Advanced diagnostics like MRIs or specialized testing at referral centers also qualify. Scratchpay works with both general practice veterinarians and specialty hospitals, ensuring you can finance care wherever your pet needs treatment.

Surgical Procedures

Both routine and emergency surgeries are covered by Scratchpay. Spaying and neutering procedures, mass removals, orthopedic surgeries, and soft tissue procedures all qualify for financing. Complex surgeries costing thousands of dollars become more manageable when spread across monthly payments.

Emergency surgeries for conditions like foreign object ingestion, bloat, or traumatic injuries can be financed through Scratchpay. The instant approval process during emergencies helps you make treatment decisions without immediate financial pressure.

Specialty Care and Medications

Specialist consultations with veterinary cardiologists, oncologists, or internal medicine specialists qualify for Scratchpay. The service also covers prescription medications purchased through your veterinarian, though it cannot be used at retail pharmacies or pet stores.

Ongoing treatment for chronic conditions like diabetes, kidney disease, or cancer can be financed through multiple Scratchpay plans. This allows you to manage long-term healthcare costs more effectively.