Scratchpay Reviews

Scratchpay saved us when our dog needed emergency surgery. Applied in minutes and got approved for $3,500. The monthly payments are manageable and the process was so easy. Highly recommend!

My cat needed dental work that cost $2,200. I didn't have that much saved up, but Scratchpay approved me in less than 5 minutes. The 24-month plan works perfectly for my budget.

Best decision ever! My puppy ate something he shouldn't have and needed emergency surgery. Scratchpay got me approved for $4,000 and I was able to get him the care he needed right away. Thank you!

I have fair credit and was worried I wouldn't qualify. Scratchpay approved me for $1,800 for my dog's ACL surgery. The soft credit check didn't hurt my score and the application was super simple.

My senior dog needed unexpected bloodwork and x-rays. Scratchpay made it possible to say yes to the vet's recommendations without worrying about the $900 bill. Payment plan is very affordable.

Excellent service! Got approved for $5,000 for my dog's cancer treatment. The 36-month plan keeps my payments low. So grateful this option exists for pet parents.

My cat had a urinary blockage at 2am. I applied for Scratchpay from the emergency vet parking lot and got approved in minutes for $2,500. Literally saved my cat's life.

Good experience overall. Approval was quick and the payment terms are reasonable. Only wish the rates were a bit lower, but still worth it for emergency situations.

Applied for my dog's hip surgery ($3,200). Got approved instantly even though my credit isn't perfect. The customer service was helpful and answered all my questions. Very happy!

My puppy needed parvo treatment which was expensive. Scratchpay made it possible to afford the $1,600 treatment. He's healthy now thanks to this financing option!

Absolutely recommend! My dog broke his leg and needed surgery ASAP. Scratchpay approved me for $4,500 in minutes. The peace of mind knowing I could afford his care was priceless.

Process was straightforward and quick. Got approved for $2,000 for my cat's surgery. The monthly payment fits my budget. Would use again if needed.

Scratchpay was a lifesaver when my dog needed emergency bloat surgery at midnight. Applied online, got approved for $3,800, and my dog got the surgery he needed. Forever grateful!

My senior cat needed dental surgery ($1,400). Scratchpay made it affordable with a 12-month payment plan. Application took less than 10 minutes. Highly recommend for pet care expenses!

Best financing option for pets! Got approved for $2,600 for my dog's foreign body removal surgery. The soft credit check was great - didn't hurt my score at all.

Applied for my cat's diabetes treatment costs. Got approved for $1,200. Application was easy and fast. Payments are manageable on my budget. Good service overall.

My puppy needed emergency parvo treatment. Scratchpay approved me for $1,800 in minutes. Without this, I don't know what we would have done. My puppy is healthy now. Thank you so much!

Excellent financing option! My dog needed a $3,000 surgery and I got approved instantly. The 24-month payment plan is very reasonable. Would definitely use Scratchpay again if needed.

My cat had a urinary obstruction that required emergency surgery ($2,400). Scratchpay made it possible to say yes to the treatment immediately. Fast approval, easy process, manageable payments.

Five stars! My dog needed orthopedic surgery and I was approved for $4,200. The application process was simple and approval was almost instant. So glad this financing option exists for pet parents!

My dog's medication was getting expensive. Scratchpay helped me get $1,100 for a 6-month supply. The monthly payments are so much easier to manage than paying everything upfront.

Excellent service! My cat needed ultrasound and specialist consultation. Got approved for $2,100 in minutes. The vet accepted it right away and we got the answers we needed.

Good experience with Scratchpay. Approved for $1,500 for my dog's eye surgery. Process was quick and straightforward. Payments are affordable.

My puppy swallowed a toy and needed emergency endoscopy. Scratchpay approved me for $3,300 while I was in the waiting room. Saved my puppy's life. Can't thank them enough!

Best financing option for pet care! My senior dog needed multiple procedures totaling $4,800. The 36-month plan keeps my monthly payment under $150. Highly recommend!

My cat needed a biopsy and lab work. Scratchpay approved me for $1,900 instantly. The whole process from application to approval took less than 3 minutes. Amazing!

Approved for $2,700 for my dog's cruciate ligament repair. Fair credit and still got approved. The payment plan is very reasonable. Thank you Scratchpay!

Good financing solution. Got approved for $1,400 for my cat's dental cleaning and extractions. Application was easy and the vet had no issues accepting it.

My dog ate chocolate and needed immediate treatment. Applied for Scratchpay from my phone, got approved for $950 in minutes. Quick and easy when every second counts!

Scratchpay is a lifesaver! My cat needed emergency surgery for intestinal blockage ($3,400). Got approved immediately and my cat got the surgery she needed. Forever grateful!